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Vicarious Liability – How it Affects Your Medical Malpractice Insurance

January 25, 2011

In general terms, Vicarious Liability is liability one incurs on behalf of someone else’s acts. Specifically in regard to physician and surgeons medical practices, if you are a single physician with no employees and handle 100% of all patient contact by yourself, then the topic of vicarious liability likely does not apply to you.  

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A Projected U.S. Physician Shortage

January 20, 2011

There is a great deal of talk in the news and in the healthcare field regarding a possible shortage of physicians and surgeons in the U.S. in the coming years.  According to many, the new healthcare reform plan that President Obama initiated and signed is partially to blame.  The Association of American Medical Colleges (AAMC) estimates that

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How Deductibles Are Structured On Medical Malpractice Insurance Policies

January 19, 2011

Many insurance carriers offer deductibles on medical malpractice insurance policies in today’s market. Many doctors may not realize that there is more to a deductible than just the dollar amount. Many policies do not carry a deductible, but it is almost always an option. Generally speaking deductibles can be $2,500, $5,000, $10,000 or even more. Deductibles on

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2011 is Here – It is Time to Review Your Medical Malpractice Insurance Coverage

January 17, 2011

This is a phrase I find myself using on a regular basis as I go through my daily life.  Does it apply to your practice? Many of the physicians that I meet proudly proclaim that they “have coverage” and are “happy with their broker.” The one response or question that I have for them is

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Abbreviated Buyer’s Guide to Physician Medical Malpractice Insurance

January 13, 2011

The modern medical malpractice insurance marketplace can be filled with questions, confusion and sometimes apprehension. For many doctors, it is very difficult to navigate alone. Understandably, physicians would rather spend their time learning more about their specialty and growing their practice than becoming experts in the expansive and ever-changing world medical malpractice insurance. It is

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Don’t Know Your Tail from Your Nose?

January 11, 2011

Many physicians and office administrators are confused by the terminology used by medical malpractice insurance brokers, and why shouldn’t they be? Most fields have an insider’s lingo used by people that work in the industry. However, the medical malpractice insurance business seems to expect everyone in the healthcare world to understand and crack our secret codes. Believe

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The Limits and Upper Limits of Medical Malpractice Insurance Coverage in New York

January 7, 2011

Many doctors seem to have questions regarding the limits of liability that they need to carry for their medical liability insurance while practicing in New York. Simply put, if a doc has hospital admitting privileges in a hospital in New York, he or she needs to carry $1.3m/$3.9m limits. If they do not have admitting

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Tax Extenders Signed into Law

January 5, 2011

The Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 has been signed into law. Physicians, Surgeons and other high net worth individuals had been on the edge of their seats, knowing that if the Act had not been signed, tax rates could rise significantly in the New Year. However, this Act extends

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Who Does My Malpractice Lawyer Represent?

January 3, 2011

Does My Attorney Represent Me or My Malpractice Insurance Company? Great question!  This issue has been debated in some form for as long as I have practiced in this area (over 20 years), and in each state where I have practiced.  It is a fair assumption that this debate began well before I became a member

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Corporation Entity Coverage Exposure

December 29, 2010

To Cover or Not to Cover? Many physicians and surgeons practice under the protection of a corporation or entity and many don’t realize the importance of insuring that corporation or entity. In a lawsuit, plaintiff attorneys will, in their discovery process, find information on a doctors corporation. This could lead to a lawsuit naming that

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Choosing the right medical malpractice insurance company is crucial when starting your own medical READ MORE

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Neurosurgeons put themselves at risk every day in the operating room. When performing such complex READ MORE

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