General surgeons play an important role in health care, treating illnesses that can only be resolved with surgery. However, they typically offer high-risk care, which means they need medical malpractice insurance coverage to ensure their financial protection.
The best way for surgeons to ensure that they are protected from the potential impact of a medical malpractice lawsuit is to have coverage from an A-rated provider. However, due to a profusion of malpractice lawsuits and the high-risk nature of the surgery, general surgeons often pay high malpractice insurance premiums for such coverage.
Fortunately, eQuoteMD™ can help general surgeons get the best malpractice insurance possible from a highly-rated carrier at the most affordable price available.
Why General Surgery Malpractice Insurance Is Necessary
General surgeons tend to be sued for a bevy of reasons, including:
- Abnormal injury
- Failure to diagnose
- Failure to treat
- Post-operative infections, pain, bleeding, and embolism
- Wrongful death
- The actions of other professionals or staff
- Patients who fail to seek follow-up care
While many physicians face a lawsuit at some time during their careers, general surgeons are among those most frequently sued. That’s why medical malpractice insurance rates for general surgeons tend to cost more than a physician’s average policy, if less than other surgical specialties, such as neurosurgeons. There are a variety of factors that affect premiums for general surgeons, including the types of procedures they provide, their experience, their claims history, and their location.
The bad news is that general surgeon insurance rates are expected to increase as a result of growing claims payouts and rising legal defense costs. The good news is that the right medical malpractice insurance coverage can protect general surgeons from monetary damages awarded to a plaintiff and attorney’s fees.
While federal law does not require surgeons to carry malpractice insurance, many states do. In fact, most hospitals require malpractice insurance if surgeons want admitting privileges.
The Best General Surgery Malpractice Insurance Coverage and Rates
As a general surgeon, why should you choose eQuoteMD to obtain lower premiums for medical malpractice insurance? We offer personalized service and provide multiple rate quotes from top-rated insurance companies that provide occurrence or claims-made tail coverage policies to fit your specific coverage needs. On average, our clients experience savings of over 20%. What’s more, we provide medical malpractice solutions for every medical specialty and facility, and quality coverage is guaranteed.
With the largest network of medical malpractice insurance companies in the nation extending coast to coast and in all 50 states, eQuoteMD provides you with more options and insurance companies to choose from than virtually any other medical professional liability insurance group. Our network includes admitted carriers, Risk Retention Groups, Surplus Lines companies, A++ rated companies, and many more, enabling us to independently search the market to find you the absolute lowest price, no matter your situation.
To obtain more information about our services, simply call our main office in St. Louis, Missouri, at (855) 823-5283. If you are looking for the best malpractice insurance service resources, get a quote right now!