• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

ABOUT US RESOURCES TESTIMONIALS BLOG CONTACT US

  • Home
  • About Us
  • Find Your State
  • Find Your Specialty
  • Choose a Facility
  • Resources
  • Testimonials
  • Blog
  • Contact Us
  • Request A Quote
Request A Quote

Tips for Choosing the Right Dental Malpractice Insurance in California

May 26, 2023

law doctor concept Judge law medical pharmacy compliance Health care business rules dental insurance teeth equipment medical pharmacy care healthy concept

If you are a dentist practicing in California, you know that malpractice insurance is not required by law in your state. However, to protect your assets and your employees’ livelihood, dental malpractice insurance is extremely important. In this blog, you’ll learn some tips for choosing the malpractice insurance in California that’s right for you and for your dental practice.

Choose a Reputable Insurance Carrier

American dentists–from general dentists to specialists such as endodontists–are sued at least three times in the course of their professional careers. So, when selecting a malpractice insurance provider, you need a carrier that provides top-notch coverage tailored to your patient volume, location, type of services you provide, and more.

How do you know which carrier is best? To answer this question, consult a highly trained insurance broker, such as eQuoteMD. You will receive information about the policy features right for your practice (personal liability, injury, medical payment limits, and more). Plus, as a broker that deals with only A-list insurance carriers, at eQuoteMDwe carefully shop for the most affordable rates without sacrificing the quality coverage you need.

Decide Between Occurrence Versus Claims-made Policy

Occurrence malpractice policies cover dentists during the term of the insurance policy, regardless of when the individual files a claim. In general, this kind of malpractice insurance costs more than claims-made policies.

Claims-made policies cover dentists only if the claim is made during the term of the policy. Typically, healthcare professionals and group practices purchase tail coverage if they are covered by claims-made policies. Tail coverage protects medical professionals if a claim occurs after the term of the policy. Tail coverage is important for dentists who change practices or anticipate retirement.

Choose a Malpractice Insurance Provider Who Will Keep You Informed

The malpractice insurance coverage you have now may not be adequate for your practice in five or ten years. Your patient volume may change. You may add employees or additional practice locations. Your services may become more specialized.

The right dental malpractice insurance provider will help you with risk management, optimizing patient safety, and more. In short, your best protection involves more than the malpractice insurance policy. It also involves the provider writing it and amending it as time goes on and your needs change.

Consider How Much You Can Spend on Coverage

Premiums for dental malpractice insurance can vary widely. Even still, you need the best protection you can afford. In other words, don’t jump at the lowest premium. Read the policy declarations carefully and ask your agent about anything that is unclear to you. Understand how much your premiums and deductibles cost ahead of any possible malpractice claims which could come your way.

The most common liability limits in the state of California are $1 million per occurrence and $3 million aggregate, or a combination of occurrences. That being said, California dentists must consider that the Medical Injury Compensation Reform Act allows no monetary caps on pain and suffering and other non-financial and non-physical losses suffered by patients who are claiming dental malpractice. So, dentists should talk about these issues with their prospective malpractice insurance providers in order to select the policies which would serve them best.

Reliable Dental Malpractice Insurance in California

As a dentist, you want to concentrate on delivering excellent patient care. That’s why our insurance experts at eQuoteMD are available to guide your decisions so that you end up with the best possible malpractice insurance at rates which fit your budget. We serve healthcare providers in all 50 states, delivering individualized policies with exceptional protection at competitive rates. Our advisors only deal with A-list companies, so you are assured of quality coverage.

Call our St. Louis, Missouri office today to learn more about eQuoteMD, or request your quote online. It’s complimentary! Call us today at (855) 823-5283.

Filed Under: Dental Tagged With: dental malpractice insurance broker near me, dental malpractice insurance near me, dentist malpractice insurance, malpractice insurance for dentists

Primary Sidebar

Categories

  • Ask eQuoteMD
  • Dental
  • Family Practice Physicians
  • General
  • insurance market
  • Malpractice Insurance
  • Malpractice Insurance Coverage
  • Medical Liability Insurance
  • Medical Liability Insurance Cost
  • Medical Malpractice
  • medical malpractice insurance
  • medical malpractice lawsuit
  • Neurosurgeon
  • OB/GYN
  • Physician Liability Insurance
  • Physician Liability Quotes
  • Plastic Surgeons
  • tail coverage
  • Telehealth
  • Uncategorized

Tags

Affordable Medical Malpractice Insurance best malpractice insurance Best Malpractice Insurance Near Me best medical malpractice insurance company best medical malpractice insurance near me claims made coverage damage caps defensive medicine dental malpractice insurance near me equotemd group medical malpractice insurance hipaa individual medical malpractice insurance kansas city medical malpractice insurance legal legislation liability malpractice insurance Malpractice Insurance Coverage malpractice insurance for doctors Malpractice Insurance near me malpractice insurance quote medical liability insurance Medical Liability Insurance near me medical malpractice medical malpractice coverage medical malpractice insurance medical malpractice insurance broker medical malpractice insurance companies medical malpractice insurance company Medical Malpractice Insurance for Family Medicine medical malpractice insurance near me Medical Malpractice Insurance provider medical malpractice insurance providers medical malpractice lawsuit medical professional liability insurance non-economic damages professional medical liability insurance research tail technology telehealth malpractice insurance telehealth malpractice insurance broker telemedicine malpractice insurance

Footer

eQuoteMD

BLOG

Concept of Malpractice Text written in paper

Medical practitioners dedicate their lives to providing the best care possible. However, no matter READ MORE

Medical law concept

As a healthcare professional, safeguarding your practice and career is crucial. Medical malpractice READ MORE

Medical malpractice book

Medical liability insurance, commonly known as medical malpractice insurance, is vital for READ MORE

FIND YOUR STATE FIND YOUR SPECIALTY CHOOSE A FACILITY

ABOUT US RESOURCES TESTIMONIALS BLOG CONTACT US

HOME ADA DISCLAIMER PRIVACY POLICY SITEMAP

Copyright © 2025 · eQuoteMD · All Rights Reserved

iHealthspot Medical Website Design and Medical Marketing by iHealthSpot.com

eQuoteMD provides medical malpractice insurance services in all states for all specialties.