Archives for December, 2011

The Vicarious Liability of Physician Malpractice – Am I Responsible?

Could you or your business be held liable for someone else’s medical error or omission?  Short Answer: Yes.  This is called vicarious liability.

What follows is an explanation of how you could be found vicariously liable for someone elses’s wrongdoing whether or not you have knowledge of the act and how you can ensure your protection against these often overlooked situations.

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Considering the Opportunity of Employment?

As an independent broker and advocate for the interests of the physicians I serve, the growing trend of hospital and health system employment is concerning and sad.  With well over 20 years of being in the medical malpractice insurance business, I have witnessed this cycle repeat itself probably three times or more, usually with the same outcome.

After years of sacrifice, living hand to mouth and coming out of medical school with a lot of debt, the hope is that the autonomy and potential for a fair income and will be forthcoming.  Many toil in modest success towards the goals set forth, only to succumb to the promise of a panacea in employment.

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Filling a Gap in the Pennsylvania Medical Malpractice Insurance Market

Don’t Get Stuck Between the Proverbial Rock & An Expensive Place

Legislation mandates that a doctor must have continuous Pennsylvania medical malpractice insurance coverage in order to maintain an active license in the state of Pennsylvania.  One of the main reasons for this is the state’s Mcare fund.  The Mcare fund provides a portion of a physician’s total medical practice insurance coverage.  In Pennsylvania, $500,000/$1,500,000 limits are obtained by a private insurance company and the additional $500,000/$1,500,000 are supplied by the state’s Mcare fund.

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