Archives for May, 2011

Video – How to Get Accurate Medical Malpractice Insurance Quotes

“Ask eQuoteMD, with Tim Ryan.” A medical malpractice insurance video blog question and answer session to help physicians have a better understanding of their coverage options. eQuoteMD provides quality solutions for medical malpractice insurance to doctors, surgeons, clinics, hospitals and facilities across the United States.

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Physicians – Never Cancel Your Malpractice Insurance Policy

Medical Malpractice Insurance Policy

Many physicians do not understand the basics of a claims-made medical malpractice insurance policy and are in danger of leaving themselves exposed by not having a thorough understanding of how the policy works. A claims-made policy is different than an occurrence policy in that it only covers a physician or surgeon, while the policy is in force. An occurrence policy covers the physicians even after they cancel the policy however costs significantly more than a claims-made policy. [Read more →]

The Liability Insurance Risk for Bariatric Surgery

Bariatric surgeons are classified at nearly the highest level of risk classifications with professional liability insurance companies today. The risks of lawsuits are very high and can result in expensive payouts. Exploring the basics of bariatric surgery and the medical malpractice risk associated with this specialty can give bariatric surgeons a better understanding of how their liability insurance protects their practice.

What is Bariatric Surgery?

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Video – What is a Broker of Record Letter?

“Ask eQuoteMD, with Tim Ryan.” A medical malpractice insurance video blog question and answer session to help physicians have a better understanding of their coverage options. eQuoteMD provides quality solutions for medical malpractice insurance to doctors, surgeons, clinics, hospitals and facilities across the United States.

[Read more →]

How Kansas Medical Malpractice Insurance Works – Part II

It is important for physicians and surgeons who wish to practice in the state of Kansas, to understand that medical malpractice insurance is different and more complex than it is in most states. In most states, physicians have many different choices and can choose to place their medical malpractice insurance coverage with the carrier of their choice.

In part one, of the How Kansas Medical Malpractice Insurance Works blog series, we discussed how the state works in conjunction with admitted carriers to provide coverage for all licensed physicians. Part two of this blog series explains the basics on how physicians can get medical malpractice insurance coverage in Kansas if they are unable to get coverage from the admitted carriers. [Read more →]

How Hard Insurance Markets Affect Medical Malpractice Insurance

In many articles today you see the disasters around the globe from earthquakes to tsunamis, tornadoes and flooding from rain causing major losses for insurance companies.  How will this affect the future of insurance and will it trickle down to the medical malpractice insurance market?  What exactly is a hard market and soft market?  Why would something that is so different from my medical malpractice insurance affect my premiums?

To start you need to understand the meaning of a few terms to make this easier.

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Video – How to Lower Your Medical Malpractice Insurance Premiums

“Ask eQuoteMD, with Tim Ryan.” A medical malpractice insurance video blog question and answer session to help physicians have a better understanding of their coverage options. eQuoteMD provides quality solutions for medical malpractice insurance to doctors, surgeons, clinics, hospitals and facilities across the United States.

[Read more →]

Purchasing Medical Liability Insurance for Physician Groups

Over the years, physician medical practices have applied the economies of scale concept to their overhead, inclusive of the purchase of medical liability insurance.  While the task is a large one, the benefits can be fairly dramatic.  Many of the groups we work with make it a regular practice to survey the medical malpractice insurance market to explore options and maximize their buying power.

Some of the prime considerations to be aware of include coverage for ancillary personnel. Ancillary staff includes registered nurses, medical assistants, nurse practitioners, physician assistants, CRNA’s, medical techs and others. Ancillary staff plays an important role in delivering medical care to patients for physician groups. Most medical liability insurance companies cover RN’s and medical assistants at no additional premium, however many of them charge a premium to cover physicians assistants and nurse practitioners. Some medical liability insurance companies offer coverage for physician assistants and nurse practitioners, at no additional charge by listing the insured’s under the separate corporate limit of liability. [Read more →]