Maine Medical Malpractice Insurance

The Cost & Availability of Medical Malpractice Insurance in the State of Maine

In 2003, the legislature in Maine passed “An Act to Provide Affordable Health Insurance to Small Businesses and Individuals and to Control Health Care Costs”, or the Dirigo Health Reform Act. Section E-22 of the act requires the superintendent of insurance to submit a report that includes data on medical malpractice lawsuits, amounts on awards for non-economic damages, and the cost and availability of medical malpractice insurance.

This report has concluded that Maine’s average medical malpractice insurance premiums are less than half of the modern nationwide average. The average medical malpractice insurance premiums in Maine have consistently ranked as one the ten lowest states in the United States. The states average liability insurance rate change is approximately an amazing 3%.

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Medical Liability Insurance Statute of Limitations & Damage Caps in the State of Maine

The period of time available to file a medical malpractice claim in the state of Maine is either three years from the date of the malpractice claim or three years from the date of discovery in the case of a foreign object. Minors have their own specific period of time to file a medical malpractice claim. They either have three years from maturity or six years from the date of the claim. The state of Maine does not currently have any caps limits in place for medical malpractice.

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External Links & Resources for Maine Physicians & Surgeons

• Maine Board of Licensure in Medicine
• Maine Hospital Association (MHA)
• Maine Board of Osteopathic Licensure
• Maine Medical Association